ORAs Explained
The differences between buying a home and buying within a retirement village explained.
What's inside this guide?
An Occupation Right Agreement is an agreement between you and your retirement village operator, setting out the terms of your arrangement. While some villages operate using different models (such as buying freehold, renting and capital gains sharing), most retirement villages in New Zealand use ORAs. Basically, an ORA is your licence to occupy – sign it and you secure your right to the unit of your choice.
Download this guide for a clear and simple explanation of the ORA and other retirement village contracts and costs.